The multiplier method with Pennsylvania's actual rules applied: modified comparative, 51% bar, a 2-year filing window. Every statute cited and linked, every line of arithmetic shown.
Based on the multiplier method used by insurers and attorneys. This is an educational estimate, not legal advice. Every claim is different.
You recover if your negligence is not greater than the defendants' (≤50%). The award is reduced by your share. (42 Pa.C.S. §7102(a))
2 years (42 Pa.C.S. §5524). The clock is jurisdictional. One day late and no court will hear the case.
Choice no-fault: policyholders elect limited tort (no pain-and-suffering recovery unless a 'serious injury' or an exception applies, e.g., a DUI defendant) or full tort. $5,000 first-party medical is mandatory. (75 Pa.C.S. §1705; §1711)
Minimum liability coverage: 15/30/5, meaning $15,000 per person, $30,000 per accident, $5,000 property damage (the lowest of any Tier-1 state). (75 Pa.C.S. §1702) Policy limits are the practical ceiling on most settlements, which is why identifying every available policy (including your own underinsured-motorist coverage) matters.
A huge share of PA drivers carry limited tort for the premium discount, and it bars pain-and-suffering recovery for non-serious injuries. The exceptions (DUI defendant, out-of-state vehicle, pedestrian status) rescue many claims. The tort election on the policy is worth more than any other single fact in a PA soft-tissue case.
The same multiplier method used everywhere, so (medical bills + lost wages) × a 1.5–5× severity multiplier + property damage. Then Pennsylvania's fault rule is applied: You recover if your negligence is not greater than the defendants' (≤50%). The award is reduced by your share. The calculator on this page runs exactly that math and prints every line.
2 years (42 Pa.C.S. §5524). Miss the deadline and the claim is barred permanently, no matter how strong it is. Claims against government entities often have much shorter notice requirements.
Choice no-fault: policyholders elect limited tort (no pain-and-suffering recovery unless a 'serious injury' or an exception applies, e.g., a DUI defendant) or full tort. $5,000 first-party medical is mandatory.
Compensatory damages: No caps, including medical malpractice. Punitive damages: No general cap; med-mal punitives capped at 200% of compensatory (MCARE Act §505).