The multiplier method with Ohio's actual rules applied: modified comparative, 51% bar, a 2-year filing window. Every statute cited and linked, every line of arithmetic shown.
Based on the multiplier method used by insurers and attorneys. This is an educational estimate, not legal advice. Every claim is different.
You recover if your fault is not greater than everyone else's combined (≤50%). The award is reduced by your percentage. (ORC §2315.33)
2 years for bodily injury (ORC §2305.10). The clock is jurisdictional. One day late and no court will hear the case.
At-fault state, no PIP mandate. (ORC ch. 4509)
Minimum liability coverage: 25/50/25, meaning $25,000 per person, $50,000 per accident, $25,000 property damage. (ORC §4509.51) Policy limits are the practical ceiling on most settlements, which is why identifying every available policy (including your own underinsured-motorist coverage) matters.
Because pain and suffering is capped at 3× economic damages (max $350k) in non-catastrophic cases, documented economic damages, not the multiplier, are the settlement driver in Ohio. High-multiplier arguments hit the statutory ceiling. Thorough bills-and-wages documentation doesn't.
The same multiplier method used everywhere, so (medical bills + lost wages) × a 1.5–5× severity multiplier + property damage. Then Ohio's fault rule is applied: You recover if your fault is not greater than everyone else's combined (≤50%). The award is reduced by your percentage. The calculator on this page runs exactly that math and prints every line.
2 years for bodily injury (ORC §2305.10). Miss the deadline and the claim is barred permanently, no matter how strong it is. Claims against government entities often have much shorter notice requirements.
At-fault state, no PIP mandate.
Non-economic damages, capped in ordinary cases: Ohio caps pain and suffering in most tort cases: the greater of $250,000 or 3× economic damages, up to $350,000 per plaintiff ($500,000 per occurrence). The cap does not apply to catastrophic injuries (permanent deformity, loss of limb or organ system, or injuries preventing independent self-care). Punitive damages: Capped at 2× compensatory (lower for individuals/small employers).