Michigan is a wage-loss state: general disabilities pay 80% of your after-tax average weekly wage while wage loss continues. There is no impairment-percentage schedule. A separate specific-loss schedule covers amputations and total loss of use.
Example (specific loss): total loss of use of a hand = 215 weeks × 80% of after-tax AWW, capped at $1,201/week (2026). For everything short of specific loss, Michigan pays while wage loss continues rather than by rating. Settlements here negotiate the redemption of that open-ended wage stream, not a chart number.
The generic weeks-based calculator doesn't map cleanly onto Michigan's system, so rather than show you a misleading number, this page gives you the real formula and current rates below. The worked example above shows exactly how to run your own.
| Item | Value |
|---|---|
| Weekly maximum (2026) | $1,201 (90% of the state average weekly wage) |
| Rate | 80% of after-tax AWW |
| Specific-loss schedule (weeks) | Arm 269 · Hand 215 · Leg 215 · Foot 162 · Eye 162 |
| System | Wage-loss for general disabilities, no PPD rating schedule |
A comp settlement trades future benefits for a lump sum. Three checks first: does the settlement close your future medical rights (a fair-looking number can be terrible if it does)? Is your impairment rating solid, given that insurer doctors rate low and you can usually challenge with an independent exam? And was anyone besides your employer involved, because a third-party claim pays pain and suffering that comp never does.
Michigan is a wage-loss state: general disabilities pay 80% of your after-tax average weekly wage while wage loss continues. There is no impairment-percentage schedule. A separate specific-loss schedule covers amputations and total loss of use. Settlements then negotiate around that formula number, down for present-value and disputed ratings, up when the insurer wants to close future medical exposure.
Weekly maximum (2026): $1,201 (90% of the state average weekly wage) · Rate: 80% of after-tax AWW · Specific-loss schedule (weeks): Arm 269 · Hand 215 · Leg 215 · Foot 162 · Eye 162 · System: Wage-loss for general disabilities, no PPD rating schedule
Not your employer, in most cases, because comp is the exclusive remedy. But if anyone else contributed to the injury (a negligent driver, a defective machine's manufacturer, a subcontractor), a third-party claim can pay full damages including pain and suffering, alongside the comp claim. That's the most commonly missed money in work-injury cases.
Fees are regulated and typically require approval, and run far lower than the standard injury contingency.
The multiplier method with Michigan's fault rule and deadlines applied.
Open →The generic scheduled-award formula with the federal reference schedule.
Open →Comp vs. third-party claims, and where the missed money usually is.
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