Florida pays impairment income benefits on a tiered scale: 2 weeks of benefits per rating point for ratings 1–10%, 3 weeks per point for 11–15%, 4 weeks for 16–20%, and 6 weeks for 21%+, at 75% of your temporary-benefit rate.
Example: a 12% rating = (10 × 2) + (2 × 3) = 26 weeks. At a $700 TTD rate, the impairment rate is 75% × $700 = $525/week → 26 × $525 = $13,650.
The generic weeks-based calculator doesn't map cleanly onto Florida's system, so rather than show you a misleading number, this page gives you the real formula and current rates below. The worked example above shows exactly how to run your own.
| Item | Value |
|---|---|
| Maximum weekly comp rate (2026) | $1,358 |
| Maximum weekly comp rate (2025) | $1,295 |
| Formula | 2/3/4/6 weeks per point by rating band, at 75% of the TTD rate |
| Attorney fees | Statutory schedule: 20%/15%/10%/5% (Fla. Stat. §440.34) |
A comp settlement trades future benefits for a lump sum. Three checks first: does the settlement close your future medical rights (a fair-looking number can be terrible if it does)? Is your impairment rating solid, given that insurer doctors rate low and you can usually challenge with an independent exam? And was anyone besides your employer involved, because a third-party claim pays pain and suffering that comp never does.
Florida pays impairment income benefits on a tiered scale: 2 weeks of benefits per rating point for ratings 1–10%, 3 weeks per point for 11–15%, 4 weeks for 16–20%, and 6 weeks for 21%+, at 75% of your temporary-benefit rate. Settlements then negotiate around that formula number, down for present-value and disputed ratings, up when the insurer wants to close future medical exposure.
Maximum weekly comp rate (2026): $1,358 · Maximum weekly comp rate (2025): $1,295 · Formula: 2/3/4/6 weeks per point by rating band, at 75% of the TTD rate · Attorney fees: Statutory schedule: 20%/15%/10%/5% (Fla. Stat. §440.34)
Not your employer, in most cases, because comp is the exclusive remedy. But if anyone else contributed to the injury (a negligent driver, a defective machine's manufacturer, a subcontractor), a third-party claim can pay full damages including pain and suffering, alongside the comp claim. That's the most commonly missed money in work-injury cases.
Statutory schedule: 20%/15%/10%/5% (Fla. Stat. §440.34)
The multiplier method with Florida's fault rule and deadlines applied.
Open →The generic scheduled-award formula with the federal reference schedule.
Open →Comp vs. third-party claims, and where the missed money usually is.
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