Florida pays impairment income benefits on a tiered scale — 2 weeks of benefits per rating point for ratings 1–10%, 3 weeks per point for 11–15%, 4 weeks for 16–20%, and 6 weeks for 21%+ — at 75% of your temporary-benefit rate.
Example: a 12% rating = (10 × 2) + (2 × 3) = 26 weeks. At a $700 TTD rate, the impairment rate is 75% × $700 = $525/week → 26 × $525 = $13,650.
The generic weeks-based calculator doesn't map cleanly onto Florida's system, so rather than show you a misleading number, this page gives you the real formula and current rates below — and the worked example above shows exactly how to run your own.
| Item | Value |
|---|---|
| Maximum weekly comp rate (2026) | $1,358 |
| Maximum weekly comp rate (2025) | $1,295 |
| Formula | 2/3/4/6 weeks per point by rating band, at 75% of the TTD rate |
| Attorney fees | Statutory schedule: 20%/15%/10%/5% (Fla. Stat. §440.34) |
A comp settlement trades future benefits for a lump sum. Three checks first: does the settlement close your future medical rights (a fair-looking number can be terrible if it does)? Is your impairment rating solid — insurer doctors rate low, and you can usually challenge with an independent exam? And was anyone besides your employer involved — because a third-party claim pays pain and suffering that comp never does.
Florida pays impairment income benefits on a tiered scale — 2 weeks of benefits per rating point for ratings 1–10%, 3 weeks per point for 11–15%, 4 weeks for 16–20%, and 6 weeks for 21%+ — at 75% of your temporary-benefit rate. Settlements then negotiate around that formula number — down for present-value and disputed ratings, up when the insurer wants to close future medical exposure.
Maximum weekly comp rate (2026): $1,358 · Maximum weekly comp rate (2025): $1,295 · Formula: 2/3/4/6 weeks per point by rating band, at 75% of the TTD rate · Attorney fees: Statutory schedule: 20%/15%/10%/5% (Fla. Stat. §440.34)
Not your employer, in most cases — comp is the exclusive remedy. But if anyone else contributed to the injury (a negligent driver, a defective machine's manufacturer, a subcontractor), a third-party claim can pay full damages including pain and suffering, alongside the comp claim. That's the most commonly missed money in work-injury cases.
Statutory schedule: 20%/15%/10%/5% (Fla. Stat. §440.34)