The multiplier method with Arizona's actual rules applied: pure comparative fault, a 2-year filing window. Every statute cited and linked, every line of arithmetic shown.
Based on the multiplier method used by insurers and attorneys. This is an educational estimate, not legal advice. Every claim is different.
Damages are “reduced in proportion to the relative degree of the claimant's fault”, no bar at any percentage. Exception: intentional or wanton conduct by the claimant bars recovery entirely. (A.R.S. §12-2505)
2 years from the injury, but claims against a city, county, or the state require a notice of claim within 180 days (A.R.S. §12-542; §12-821.01). The clock is jurisdictional. One day late and no court will hear the case.
At-fault state, no PIP mandate. Insurers must offer UM/UIM coverage in writing at your liability limits. (A.R.S. §20-259.01)
Minimum liability coverage: 25/50/15, meaning $25,000 bodily injury per person, $50,000 per accident, $15,000 property damage (since July 2020). (A.R.S. §28-4009) Policy limits are the practical ceiling on most settlements, which is why identifying every available policy (including your own underinsured-motorist coverage) matters.
Arizona is one of the few states where damage caps are unconstitutional by design, which keeps catastrophic-case ceilings open. The trade-off: joint liability is abolished (A.R.S. §12-2506). Each defendant owes only its percentage, so collecting a full award means pursuing every at-fault party.
The same multiplier method used everywhere, so (medical bills + lost wages) × a 1.5–5× severity multiplier + property damage. Then Arizona's fault rule is applied: Damages are “reduced in proportion to the relative degree of the claimant's fault”, no bar at any percentage. Exception: intentional or wanton conduct by the claimant bars recovery entirely. The calculator on this page runs exactly that math and prints every line.
2 years from the injury, but claims against a city, county, or the state require a notice of claim within 180 days (A.R.S. §12-542; §12-821.01). Miss the deadline and the claim is barred permanently, no matter how strong it is. Claims against government entities often have much shorter notice requirements.
At-fault state, no PIP mandate. Insurers must offer UM/UIM coverage in writing at your liability limits.
All compensatory damages: Caps are constitutionally prohibited: “No law shall be enacted … limiting the amount of damages to be recovered for causing the death or injury of any person.” Arizona juries' awards stand.