Settlement calculators by injury

The multiplier framework is one system — but where your injury sits inside it depends on documentation, permanence, and objective findings. Each page below maps one injury onto the disclosed bands, presets the calculator to it, and covers the evidence that moves the number.

A pattern worth knowing before you pick your page: every injury type has one piece of objective evidence that moves it up its band — the MRI for spine claims, the EMG for nerve damage, neuropsychological testing for brain injuries, instability testing for ankles, the surgeon's permanency letter for joints. Adjusters price files, not pain descriptions, and each page below names the exact evidence its claim type turns on. The bands themselves never change (that's the point of a disclosed framework); what changes is how convincingly your file earns its tier.